WE PROVIDE DIRECT FINANCING

At Xtreme Motors, we finance vehicles directly through our dealership.

We review your profile, structure the approval here, and design a program that fits your situation — whether you have strong credit, are rebuilding, or are a first-time buyer.

Once approved, your contract is placed with the program that best fits your approval and payment structure.

Apply today and drive forward with confidence.

Get Approved

HOW OUR FINANCING WORKS

1. Choose your vehicle

2. Review and agree on your deal summary

3. We review your profile and structure the approval based on your down payment and monthly budget

4. Sign your Retail Installment Contract

5. Drive away

Simple. Transparent. Structured.

WHAT YOU’LL NEED TO COMPLETE YOUR APPROVAL

To finalize your financing, please bring:

• Government-issued driver’s license

• Proof of income (last 2 pay stubs or equivalent documentation)

• Proof of residence (utility bill, lease, or official mail)

• Full-coverage insurance

• Down payment funds

Our team will review and guide you through the rest.

FINANCING PROGRAM STRUCTURES

(Illustrative examples – subject to underwriting approval)

Actual rate and approval subject to underwriting review.

EXAMPLE PAYMENTS

(For illustration only — not a credit offer)

$5,000 Vehicle

• Tier 3: $1,500 down / approx. $205 mo

• Tier 2: $1,000 down / approx. $190 mo

• Tier 1: $500 down / approx. $160 mo

$10,000 Vehicle

• Tier 3: $3,000 down / approx. $410 mo

• Tier 2: $2,000 down / approx. $375 mo

• Tier 1: $1,000 down / approx. $320 mo

$15,000 Vehicle

• Tier 3: $4,500 down / approx. $615 mo

• Tier 2: $3,000 down / approx. $560 mo

• Tier 1: $1,500 down / approx. $480 mo

EASY. FAST. TRANSPARENT.

✔ Simple approval process
✔ Clear written terms before signing
✔ Direct dealership financing
✔ No hidden surprises

Apply today and get started.

DISCLOSURE & COMPLIANCE NOTICE

Financing examples shown are for illustrative purposes only and do not constitute a credit offer or commitment to lend.

All applications are subject to underwriting review, income verification, vehicle eligibility, and compliance with Minnesota’s Retail Installment Sales Act (RISA), the Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), and other applicable federal and state laws.

Retail Installment Contracts may be assigned to a licensed finance company for servicing and account management. Assignment does not alter the Buyer’s obligations under the agreement, including down payment, interest rate, monthly payment, or repayment schedule.

Actual rates, terms, and payment amounts vary based on credit profile, vehicle eligibility, and underwriting criteria.

No hidden fees. Financing subject to applicable law.